Ohana was created as a complete fintech platform to simplify loan disbursement, tracking, and borrower scoring, especially for group lending. The project aimed to address a key challenge in managing group loans and improving financial transparency in the growing fintech industry.
Group lending struggles with outdated manual processes, inconsistent borrower ratings, and a lack of digital tools. This makes it hard for financial institutions to track loans, see repayments clearly, and manage data effectively, which leads to missed payments, trust issues, and difficulty making smart decisions for growth.
Ohana delivered a user-friendly, cloud-based Loan Disbursement and Scoring Platform for fintechs and microfinance firms, featuring automated disbursement checks, group and individual loan tracking, real-time scoring, and centralized dashboards. Designed for group-lending, it reduced loan processing time by 40%, improved delinquency detection by 85%, and tripled user satisfaction.
Below we will take a look at the most important application screens separately